GuideEvery way an Indian payer reduces a hospital claim — room caps, pre-auth clocks, PM-JAY, NHCX.Read the guide →

Hospital revenue integrity and corporate health in Karnataka.

Karnataka. How claims are settled here — AB-ArK (Ayushman Bharat–Arogya Karnataka), the central schemes and private payers — and where Drapto fits.

7cities in this region
2scheme layers to track
1place to see every deduction
New Delhi, DelhiGurugram, HaryanaNoida, Uttar PradeshFaridabad, HaryanaGhaziabad, Uttar PradeshMumbai, MaharashtraPune, MaharashtraNagpur, MaharashtraNashik, MaharashtraAurangabad, MaharashtraSolapur, MaharashtraKolhapur, MaharashtraAmravati, MaharashtraJalgaon, MaharashtraSangli, MaharashtraBengaluru, KarnatakaMysuru, KarnatakaMangaluru, KarnatakaHubballi, KarnatakaBelagavi, KarnatakaDavanagere, KarnatakaTumakuru, KarnatakaChennai, Tamil NaduCoimbatore, Tamil NaduMadurai, Tamil NaduTiruchirappalli, Tamil NaduSalem, Tamil NaduVellore, Tamil NaduErode, Tamil NaduTirunelveli, Tamil NaduThanjavur, Tamil NaduHyderabad, TelanganaWarangal, TelanganaVisakhapatnam, Andhra PradeshVijayawada, Andhra PradeshGuntur, Andhra PradeshNellore, Andhra PradeshKurnool, Andhra PradeshTirupati, Andhra PradeshKochi, KeralaThiruvananthapuram, KeralaKozhikode, KeralaThrissur, KeralaKollam, KeralaKannur, KeralaKolkata, West BengalSiliguri, West BengalDurgapur, West BengalAhmedabad, GujaratSurat, GujaratVadodara, GujaratRajkot, GujaratBhavnagar, GujaratJamnagar, GujaratJunagadh, GujaratJaipur, RajasthanJodhpur, RajasthanUdaipur, RajasthanKota, RajasthanAjmer, RajasthanBikaner, RajasthanAlwar, RajasthanLucknow, Uttar PradeshKanpur, Uttar PradeshVaranasi, Uttar PradeshPrayagraj, Uttar PradeshAgra, Uttar PradeshMeerut, Uttar PradeshBareilly, Uttar PradeshAligarh, Uttar PradeshMoradabad, Uttar PradeshGorakhpur, Uttar PradeshChandigarh, ChandigarhLudhiana, PunjabAmritsar, PunjabJalandhar, PunjabIndore, Madhya PradeshBhopal, Madhya PradeshJabalpur, Madhya PradeshGwalior, Madhya PradeshUjjain, Madhya PradeshSagar, Madhya PradeshBhubaneswar, OdishaCuttack, OdishaRourkela, OdishaSambalpur, OdishaPatna, BiharMuzaffarpur, BiharRanchi, JharkhandJamshedpur, JharkhandDhanbad, JharkhandBokaro Steel City, JharkhandRaipur, ChhattisgarhBhilai, ChhattisgarhBilaspur, ChhattisgarhKorba, ChhattisgarhDehradun, UttarakhandHaldwani, UttarakhandShimla, Himachal PradeshGuwahati, AssamShillong, MeghalayaImphal, ManipurBelagaviHubballiDavanagereTumakuruBengaluruMangaluruMysuru
How payers work here

The schemes your billing desk deals with in Karnataka.

Alongside private insurers and their TPAs, these decide what a claim settles at. Each has its own rules, rates and clock.

AB-ArK (Ayushman Bharat–Arogya Karnataka)

PM-JAY plus a state top-up — one claim covers both

CGHS, ECHS & ESIC

Central schemes across Bengaluru and the larger cities

Where care concentrates

Bengaluru's hospital chains, medical-college towns in Mysuru, Mangaluru and Hubballi

Employers to connect

Bengaluru's ORR, Whitefield and Electronic City tech parks; Mysuru and Mangaluru's industry

Languages at the desk

Kannada, English, Hindi

What Drapto does here

Four jobs, for every hospital in the region.

01

Room caps at admission

Proportionate deduction modelled before the patient reaches the ward, per payer.

Room rent calculator →
02

Scheme and TPA rules

Pre-auth clocks and payer rules tracked claim by claim, government schemes included.

Empanelment & TPAs →
03

Settlement read for you

Every short-paid claim read line by line, with the reason and a letter to argue it.

Claims Decoder →
04

Employers, connected

Companies near you see eligibility, usage and billing in one panel.

Corporate panel →
Cities

Where we work in Karnataka.

BengaluruKarnataka
MysuruKarnataka
MangaluruKarnataka
HubballiKarnataka
BelagaviKarnataka
DavanagereKarnataka
TumakuruKarnataka

Your city not listed? Drapto works anywhere in India — talk to us.

Karnataka: questions

Does Drapto work for hospitals in Karnataka?

Yes. Drapto runs on top of your existing HIS and claims pipe, in the cloud or on your own server, for hospitals and clinics anywhere in Karnataka. A free demo walks through your own payers and claims.

Can Drapto handle AB-ArK (Ayushman Bharat–Arogya Karnataka) claims?

Drapto tracks government-scheme claims — PM-JAY, CGHS, ECHS and ESIC — alongside private insurers and TPAs. Tell us which schemes you are empanelled with in Karnataka and we will show you how they are handled, on your own data.

Can companies in Karnataka use Drapto's corporate panel?

Yes. Employers — Bengaluru's ORR and others — can connect to nearby hospitals and clinics through Drapto's corporate panel for eligibility, usage and billing.

How is Drapto priced?

By proposal, sized to your beds, branches and modules, billed annually. Book a demo and we send a written proposal after the walkthrough.

See Drapto on your own claims.

A 30-minute walkthrough sized to your beds, branches and payer mix — then a written proposal.

Scheme names checked October 2026 — confirm current rules with the State Health Agency. City coordinates: GeoNames (CC BY 4.0).