GuideEvery way an Indian payer reduces a hospital claim — room caps, pre-auth clocks, PM-JAY, NHCX.Read the guide →

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Revenue cycle management for Indian hospitals

The deduction happens at admission. Now you see it there.

TPA and insurance claim management that starts at the front desk: room caps, pre-auth clocks, coding and payer tariffs checked while the room can still change — not eight weeks later, when it is an appeal.

Today's admissions · claim riskSample
Bed 204 · Knee replacement
Room cap breached · no consent on file
₹43,000
Bed 112 · Appendectomy
Pre-auth clock at 18h of 24h
₹21,600
Bed 309 · Cataract, both eyes
Package billed with components
₹9,800
Bed 207 · Dengue, 3 days
Code in notes, missing from bill
₹4,200

Illustration with sample figures from the Drapto test workspace.

6 of 9ways a claim is reduced are decided before discharge
24claim-risk rules, scored before submission
₹43klost on an ₹8,000 room upgrade, after proportionate deduction (illustrative)
1–5 wksto live, on top of your HIS
Built to Indian healthcare standards
  • ABDM · ABHA at the desk
  • NHCX · FHIR R4 bundles
  • ICD-10 coding engine
  • NABH evidence
  • DPDP Act 2023
  • Indian data centres
  • On-premise or managed

Billing teams fight deductions at settlement. Drapto prevents them at admission.

Across the claim

Every rupee has a moment it could still be saved.

Drapto works at each of those moments, inside the workflow your desk and wards already follow.

  1. At admissionRoom cap & eligibility

    Entitlement checked against the policy; the proportionate deduction modelled before the room is allotted; the best zero-deduction room offered first, consent recorded by name.

  2. During the stayPre-auth & enhancement

    Notification clocks per payer, not a hard-coded 24 hours. Enhancement flagged at 85% of the approved amount.

  3. At codingDeterministic ICD-10

    Indian clinical shorthand coded offline in about a millisecond; documentation gaps raised before the summary leaves the ward.

  4. Before you send24-rule claim score

    Documentation, authorisation, identity, timing, money and payer history — sorted by rupee exposure, not raw risk.

  5. After settlementEvery line, read

    The settlement advice split into predictable, contractual and unexplained deductions. The last one is your query list.

Capabilities

Everything a hospital revenue team needs. Nothing it has to re-key.

Admission

Room-cap modelling

Proportionate deduction priced per payer before the patient is admitted.

Explore →
Authorisation

Pre-auth clocks

Per-payer windows, escalation before expiry, drafts from the chart.

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Payers

Tariffs & empanelment

Rate cards per contract; billing above agreed rates flagged before send.

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Coding

ICD-10 engine

Deterministic, offline, learns your clinicians’ shorthand.

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Denials

Denial & appeal worklist

Short-paid claims sorted by time left, with the appeal letter one click away.

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Settlement

Claims Decoder

Paste a settlement advice; see what was disallowed and what was predictable.

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Schemes

PM-JAY & state schemes

PM-JAY, CGHS, ECHS, ESIC and the state schemes across 17 regions, mapped.

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Exchange

NHCX bundles

FHIR R4 claim bundles built and validated before submission.

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Leadership

CFO leakage report

Work done and never billed, signed and frozen by the CFO.

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Inside Drapto

The screens a hospital opens every day.

Denials, sorted by time left — Drapto demo workspace, sample data
Denials, sorted by time leftStill-appealable claims first
Short-paid claims — Drapto demo workspace, sample data
Short-paid claimsEach with “Write the letter”
Revenue leakage & CFO report — Drapto demo workspace, sample data
Revenue leakage & CFO reportSigned and frozen by name
Ward board — Drapto demo workspace, sample data
Ward boardSickest first, NEWS2-ordered

Demo workspace · sample names and figures, not customer data.

Who uses it

One record. Four very different questions.

Owner / CEO

Leakage per bed-day

Where the hospital is losing money, by branch, payer and department.

CFO / finance

The unexplained figure

Not the total shortfall — the part no stated reason accounts for.

Billing manager

What to fix today

Pre-auth clocks, open queries and appeals, sorted by exposure.

Medical director

Coding & documentation

Gaps raised while the patient is still in the ward.

Go-live

Live in one to five weeks. On top of your HIS.

Weeks 1–2 · up to 30 beds

Records migrated, payer contracts and tariffs loaded, room caps configured, pre-auth clocks set per payer.

Weeks 3–5 · 31–100 beds

Multi-payer rate cards, scheme packages, NHCX readiness and department-level roles, rolled out by department.

Groups

Branch by branch, with one contract set applied to every branch and one record per patient across them.

Questions

Asked before every demo.

Is Drapto revenue cycle management software?

Yes — for the part of the revenue cycle Indian hospitals actually lose money in: eligibility and room caps at admission, pre-authorisation and enhancement clocks during the stay, coding and claim scoring before submission, and settlement reconciliation after. Billing itself stays in your HIS.

Which insurers, TPAs and schemes does it handle?

The major Indian insurers and TPAs, PM-JAY and the state schemes, CGHS, ECHS and ESIC. Payer rules, tariffs and packages are kept per contract, so the same procedure is checked against the agreement that actually applies.

Will it work with our existing HIS?

Yes. Drapto runs alongside your HIS and imports what it needs from its exports. There is no rip-and-replace.

Do you publish recovery percentages?

No. We have no outcome data we would put our name to yet, and we will not invent one. In the demo we show you the mechanism on your own payers and you judge it.

How long does go-live take?

One to two weeks up to 30 beds, three to five weeks up to 100 beds, rolled out by department.

Does it submit claims to NHCX?

Drapto builds and validates NHCX FHIR R4 claim bundles. Transmission runs through your own NHA onboarding.

See it against your own payers.

A free 30-minute demo on your room categories and TPAs — then a written proposal sized to your beds.

Questions? enquiry@drapto.com