Hospital revenue integrity and corporate health in Punjab, Haryana & Chandigarh.
Punjab, Haryana, Chandigarh. How claims are settled here — Mukh Mantri Sehat Bima Yojana (Punjab), the central schemes and private payers — and where Drapto fits.
The schemes your billing desk deals with in Punjab, Haryana & Chandigarh.
Alongside private insurers and their TPAs, these decide what a claim settles at. Each has its own rules, rates and clock.
Punjab's state scheme alongside PM-JAY
Haryana's extension of PM-JAY
Central schemes — ECHS is significant across the region
Chandigarh and Mohali's tertiary hospitals; Ludhiana's medical colleges; Amritsar and Jalandhar
Mohali's IT city, Ludhiana's manufacturing, Chandigarh's government and service sector
Punjabi, Hindi, English
Four jobs, for every hospital in the region.
Room caps at admission
Proportionate deduction modelled before the patient reaches the ward, per payer.
Room rent calculator →Scheme and TPA rules
Pre-auth clocks and payer rules tracked claim by claim, government schemes included.
Empanelment & TPAs →Settlement read for you
Every short-paid claim read line by line, with the reason and a letter to argue it.
Claims Decoder →Employers, connected
Companies near you see eligibility, usage and billing in one panel.
Corporate panel →Where we work in Punjab, Haryana & Chandigarh.
Your city not listed? Drapto works anywhere in India — talk to us.
Punjab, Haryana & Chandigarh: questions
Does Drapto work for hospitals in Punjab, Haryana & Chandigarh?
Yes. Drapto runs on top of your existing HIS and claims pipe, in the cloud or on your own server, for hospitals and clinics anywhere in Punjab, Haryana & Chandigarh. A free demo walks through your own payers and claims.
Can Drapto handle Mukh Mantri Sehat Bima Yojana (Punjab) claims?
Drapto tracks government-scheme claims — PM-JAY, CGHS, ECHS and ESIC — alongside private insurers and TPAs. Tell us which schemes you are empanelled with in Punjab, Haryana & Chandigarh and we will show you how they are handled, on your own data.
Can companies in Punjab, Haryana & Chandigarh use Drapto's corporate panel?
Yes. Employers — Mohali's IT city and others — can connect to nearby hospitals and clinics through Drapto's corporate panel for eligibility, usage and billing.
How is Drapto priced?
By proposal, sized to your beds, branches and modules, billed annually. Book a demo and we send a written proposal after the walkthrough.
See Drapto on your own claims.
A 30-minute walkthrough sized to your beds, branches and payer mix — then a written proposal.
Scheme names checked October 2026 — confirm current rules with the State Health Agency. City coordinates: GeoNames (CC BY 4.0).