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How much of your ageing balance is still worth chasing?

Outstanding money does not age gracefully. Enter your balances by bucket and see what is realistically recoverable today — and what walks out the door if you wait another month.

Your numbers

Used only to estimate how long a recovery push would take, not the amount recovered.

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Realistically recoverable today

Recovery probability by age

Where your money is sitting

The cost of waiting

If nothing is chased, every bucket ages by 30 days and its recovery probability drops to the next band. That difference is what a month of inaction costs.

Bucket detail

Old balances do not get harder to collect. They get impossible.

The difference between chasing a balance at day 45 and day 105 is not effort — it is arithmetic. Drapto surfaces ageing buckets daily so the follow-up happens while the money is still likely to arrive.

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Questions

About this calculator.

How are the recovery rates calculated?

They follow the standard accounts-receivable ageing curve used across healthcare billing: balances under 30 days collect at roughly 93%, falling steadily to about 25% once past 120 days. These are typical industry figures, not a guarantee for your practice — your payer mix and follow-up discipline will move them.

Why does waiting cost so much?

Because ageing is not linear. A balance moving from the 61–90 bucket to 91–120 lands in a band where recovery drops sharply. The money does not disappear on a specific day; the probability of ever seeing it does.

Should I write off the 120+ bucket?

Not automatically. A quarter of it is typically still collectable, which is often more than the cost of one focused calling round. What it should not do is consume the time that the under-60 buckets deserve.

Does this replace my billing system?

No. This is a planning estimate. Drapto's Collections Center tracks these buckets continuously from your actual data instead of asking you to type them in.

Know your ageing before it ages further.

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